Personal Injury
Uninsured/Underinsured Motorist Attorney In Dallas
Help when the at-fault driver lacks sufficient insurance coverage
Being involved in an accident is stressful enough, but discovering that the at-fault driver has no insurance or not enough insurance to cover your damages can make a difficult situation even worse. Unfortunately, this happens more often than you might think. Texas has one of the highest rates of uninsured drivers in the country.
The good news is that you may still be able to recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage. Andrew J. Wooley has extensive experience helping clients navigate these complex claims and fight for the compensation they deserve. His background working for insurance companies gives him unique insight into how to effectively pursue these claims.
Understanding UM/UIM Coverage
Texas law requires insurance companies to offer uninsured/underinsured motorist coverage to all policyholders. This coverage is designed to protect you when the person who caused your accident cannot fully compensate you for your injuries and damages.
Uninsured Motorist (UM) Coverage
Protects you when the at-fault driver has no insurance at all, or in hit-and-run accidents where the other driver cannot be identified.
Underinsured Motorist (UIM) Coverage
Applies when the at-fault driver's insurance policy limits are not enough to cover all of your damages and injuries.
When Does UM/UIM Coverage Apply?
Your UM/UIM coverage may come into play in several situations:
Important Note
Even though UM/UIM coverage is your own insurance, your insurance company may still try to minimize your claim or deny it altogether. Having an experienced attorney on your side can make a significant difference in the outcome of your claim.
How Mr. Wooley Can Help
Mr. Wooley's experience on both sides of insurance claims gives him a unique advantage when pursuing UM/UIM claims. He understands the tactics insurance companies use and knows how to effectively counter them. He can help you:
- Review your insurance policy to understand your coverage limits
- Properly document your injuries and damages
- Negotiate with your insurance company for fair compensation
- File a lawsuit against your own insurer if necessary
- Pursue additional coverage from multiple policies if available
Frequently Asked Questions
Don't Let an Uninsured Driver Leave You Without Options
If you've been injured by an uninsured or underinsured driver, you may have more options than you realize. Contact Mr. Wooley today for a free consultation to discuss your case and learn how he can help you recover the compensation you deserve.