Personal Injury
Understanding Insurance Coverage After an Accident in Dallas
Fighting insurance companies to get you the coverage you're entitled to
The insurance system in Texas and across the nation is not exactly straightforward all the time. On top of suffering from an injury, filing a claim can be confusing and overwhelming. All too often insurance companies are not on your side, even though they're supposed to be there for you when you need help.
Andrew J. Wooley spent time working for insurance companies and gained a thorough understanding of how insurance coverage works, why denied claims occur so regularly and how to combat these policies. He can work for you to advocate for full and fair compensation after a personal injury. His firm, The Wooley Law Firm, PLLC, in Dallas, Texas, was established to combat bad faith insurance policies and support people navigating the personal injury systems.
How Does The Insurance Process Work For Personal Injury Claims?
After you're injured in an accident, you should be able to file an insurance claim and get compensated in order to cover medical bills, lost wages and other damages. However, it's usually not this simple, unfortunately. But working with an experienced personal injury attorney can make this process much easier, and help ensure you get what you're supposed to in compensation.
The insurance process generally follows a similar path:
Opening a Claim
Report the accident with your insurance company and with the other party's insurance company. Your attorney can help you make sure everything is reported correctly.
Investigation
Your attorney can collect evidence during this part of the process. A personal injury attorney will help ensure your rights are protected and gather the right evidence to build your case.
Seek and Complete Medical Treatment
Get the care you need and make sure to obtain the proper documentation for your medical bills. Your lawyer can make sure you have what you need to give to the insurance company.
Demand Package
Your personal injury lawyer will create a demand package to submit to the insurance company that details the incident, includes the police report and evidence as well as your medical bills and documentation.
Negotiations
This is where the process can get complicated, and your attorney can advocate for you. If your demand package is not completely accepted or the offer is lowballed, your attorney will negotiate with the insurance company.
Settlement or Litigation
You and your lawyer can work together to decide to accept the settlement, make a counter-offer or file a lawsuit. If you choose to litigate, your personal injury attorney can stand up for you in court.
Mr. Wooley's goal is to get you the compensation you deserve so you're not left paying medical bills and other expenses. He can work with you throughout the claims process to help make sure your settlement is full and fair.
Frequently Asked Questions
Get More Information By Contacting Our Dallas Law Firm
If you're confused about your insurance coverage, facing down your insurance company and a denied claim, or want help navigating the entire process, contact a personal injury attorney today. Mr. Wooley can be there for you to answer questions, explain your options, evaluate your case and advocate for your rights. Schedule a free initial consultation to learn more about how he can help.